Use every tool available to you
Sometimes you need some help understanding your options before you make important financial decisions. That's why we've compiled nearly two dozen easy-to-use financial calculators so you can consider alternate scenarios for your financial plan.* Peruse the calculators below—which cover topics from retirement planning, to mortgage payments, and college savings—when you need help deciding what you want to do.
View the calculators
- The Retirement Score Calculator will help you understand how prepared you are for retirement.
The Contribution Calculator can help you see how increasing your retirement plan contributions can affect your paycheck today and your income during retirement.
The Take Home Pay Calculator shows how your pre-tax contribution might affect your take home pay.
- Use the Power of Small Amounts tool to see how increasing your contribution rate by 1%, 3% or 5% can make a big difference in preparing for your future.
- Use the 403(b) Contribution Limit Calculator to determine the maximum elective salary deferral contribution you may make to your 403(b) plan for the current year.
- Use the Post-tax Roth vs. Traditional Pre-tax Calculator to compare whether contributing from your paycheck on a pre-tax or post-tax basis will help minimize your tax burden when you begin taking distributions.
- Use Your Contribution Maximizer calculator to determine the maximum amount you can contribute to your retirement savings plan, based upon your age, earnings, and existing contribution rates.
- Use the Required Minimum Distribution (RMD) Calculator to determine your RMD and project future years' distributions.
- The Social Security Benefits Estimator from the Social Security Administration uses your actual Social Security earnings record to estimate your benefits in retirement.
Use the Mortgage Amortization Calculator to determine your monthly payment and estimate your amortization schedule.
- The Housing Calculator can help you estimate out how much you can afford to borrow if you buy a house.
- Use the Mortgage Refinance Calculator to help you determine if you should refinance your mortgage.
- Use the College Savings Calculator to help develop or fine tune your education savings plan.
- The Compound Interest Calculator can help you see how consistent investments over a number of years can help you accumulate wealth.
- Use the Save a Million Dollars Calculator to see how long it will take to save one million dollars by following your current savings plan.
- Use the Savings Goal Calculator to help you work toward a specific savings goal.
Vanguard's Retirement Plan Loan Calculator helps determine the true cost of a loan from your 403(b).
- The Saving and Spending Calculator can help you calculate whether you are saving and spending within Fidelity’s recommended guidelines.
- The Budget Checkup Calculator helps you quickly bucket expenses and determine your monthly surplus or deficit.
- Use the Student Loan Payoff Calculator to learn about your options to pay back your student loans faster.
- The Charitable Giving Tax Savings Calculator shows how charitable giving can help you save on taxes—and how accelerating your giving with the “bunching” strategy can help save even more.
* Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.